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Financial Literacy 101


What is Financial Literacy?

Financial literacy is the ability to make informed and effective decisions about persond finances. Some keys aspects or financial literacy include understanding:

  • Budgeting

  • Saving

  • bullaine and improvine creall

  • Debt management

  • Investing


Tips For Financial Literacy

- Determine your needs vs. wants to spend money wisely.

Needs: Food, housing, health, transportation

Wants: Most recent electronics, luxury car, etc.

- Start a savings habit.

Income - expenses = savings

Put any money you receive or earn in a savings account. Set up an

emergency fund for unforeseen circumstances

- Get a job.

Earning your own income teaches the value of money. In California,

the legal working age is 14 years old.


Enjoy a suite of 14 games and related resources about everyday

financial topics. Also available in Spanish!


Thank you for reading!

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